/* ===== Reset & Base ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:    #0d1b2a;
  --navy-2:  #1a2e45;
  --gold:    #c9a84c;
  --gold-lt: #e8c97a;
  --white:   #ffffff;
  --off-white: #f7f5f0;
  --gray:    #6b7280;
  --light:   #f3f4f6;
  --border:  #e5e7eb;
  --radius:  12px;
  --shadow:  0 4px 24px rgba(13,27,42,0.10);
  --shadow-lg: 0 12px 48px rgba(13,27,42,0.16);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--navy);
  background: var(--white);
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== Navbar ===== */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(13,27,42,0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(201,168,76,0.15);
  transition: box-shadow 0.3s;
}

.nav-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
  height: 72px;
  display: flex;
  align-items: center;
  gap: 40px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.logo-icon { font-size: 22px; color: var(--gold); }

.logo-img {
  height: 36px;
  width: auto;
  object-fit: contain;
  flex-shrink: 0;
}

.logo-img-footer {
  height: 30px;
  opacity: 0.9;
}

.logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--white);
  letter-spacing: 0.01em;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 32px;
  margin-left: auto;
}

.nav-links a {
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--gold); }

.nav-link-calc {
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.3);
  padding: 5px 14px;
  border-radius: 20px;
  color: var(--gold) !important;
  font-size: 0.85rem;
  transition: background 0.2s, border-color 0.2s !important;
}
.nav-link-calc:hover {
  background: rgba(201,168,76,0.22) !important;
  border-color: var(--gold) !important;
  color: var(--gold-lt) !important;
}

.nav-cta {
  background: var(--gold);
  color: var(--navy);
  padding: 9px 22px;
  border-radius: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  transition: background 0.2s, transform 0.15s;
  white-space: nowrap;
}

.nav-cta:hover { background: var(--gold-lt); transform: translateY(-1px); }

.hamburger {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  font-size: 1.5rem;
  cursor: pointer;
  margin-left: auto;
}

.mobile-menu {
  display: none;
  list-style: none;
  flex-direction: column;
  background: var(--navy);
  padding: 16px 24px 20px;
  border-top: 1px solid rgba(255,255,255,0.08);
}

.mobile-menu.open { display: flex; }
.mobile-menu li { padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.06); }
.mobile-menu a { color: rgba(255,255,255,0.85); font-size: 0.95rem; }

/* ===== Hero ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 60% 40%, rgba(201,168,76,0.12) 0%, transparent 60%),
    linear-gradient(160deg, #0d1b2a 0%, #1a2e45 50%, #0d1b2a 100%);
}

.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle, rgba(201,168,76,0.06) 1px, transparent 1px);
  background-size: 48px 48px;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 780px;
  padding: 0 24px;
  padding-top: 72px;
  animation: fadeUp 0.9s ease both;
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(32px); }
  to   { opacity: 1; transform: translateY(0); }
}

.hero-eyebrow {
  display: inline-block;
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 20px;
  border: 1px solid rgba(201,168,76,0.3);
  padding: 5px 16px;
  border-radius: 20px;
}

.hero-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 24px;
}

.hero-accent { color: var(--gold); }

.hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.75;
  max-width: 580px;
  margin: 0 auto 40px;
  font-weight: 300;
}

.hero-actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.hero-scroll-hint {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  color: rgba(255,255,255,0.3);
  font-size: 1.4rem;
  animation: bounce 2s infinite;
}

@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50% { transform: translateX(-50%) translateY(8px); }
}

/* ===== Buttons ===== */
.btn-primary {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  padding: 13px 30px;
  border-radius: 7px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  box-shadow: 0 2px 12px rgba(201,168,76,0.25);
}

.btn-primary:hover {
  background: var(--gold-lt);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(201,168,76,0.35);
}

.btn-secondary {
  display: inline-block;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.3);
  padding: 13px 30px;
  border-radius: 7px;
  font-weight: 500;
  font-size: 0.95rem;
  transition: border-color 0.2s, background 0.2s, transform 0.15s;
}

.btn-secondary:hover {
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-2px);
}

/* ===== Trust Bar ===== */
.trust-bar {
  background: var(--navy);
  border-top: 1px solid rgba(201,168,76,0.2);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  padding: 40px 24px;
}

.trust-inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  padding: 12px 40px;
}

.trust-num {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold);
}

.trust-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.trust-divider {
  width: 1px;
  height: 48px;
  background: rgba(255,255,255,0.1);
}

/* ===== Section Helpers ===== */
.section-eyebrow {
  display: block;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.section-eyebrow.center { text-align: center; }

.section-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 20px;
}

.section-title.center { text-align: center; }

.section-sub {
  color: var(--gray);
  font-size: 1rem;
  line-height: 1.7;
  max-width: 540px;
  margin: 0 auto 60px;
  font-weight: 400;
}

.section-sub.center { text-align: center; }

/* ===== About ===== */
.about {
  padding: 120px 0;
  background: var(--off-white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-visual {
  position: relative;
  height: 440px;
}

.about-hex {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 280px;
  height: 280px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  clip-path: polygon(50% 0%, 93% 25%, 93% 75%, 50% 100%, 7% 75%, 7% 25%);
  opacity: 0.06;
}

.about-card {
  position: absolute;
  background: var(--white);
  border-radius: var(--radius);
  padding: 18px 22px;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 14px;
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--navy);
  border-left: 3px solid var(--gold);
  transition: transform 0.3s;
}

.about-card:hover { transform: translateY(-4px); }

.card-icon { font-size: 1.4rem; }

.card-1 { top: 20px; left: 0; animation: floatA 4s ease-in-out infinite; }
.card-2 { top: 50%; left: 50%; transform: translate(-30%, -50%); animation: floatB 4s ease-in-out infinite 1.3s; }
.card-3 { bottom: 20px; left: 10%; animation: floatA 4s ease-in-out infinite 2.6s; }

@keyframes floatA {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

@keyframes floatB {
  0%, 100% { transform: translate(-30%, -50%); }
  50% { transform: translate(-30%, calc(-50% - 10px)); }
}

.about-text .section-title { margin-bottom: 24px; }

.about-body {
  color: var(--gray);
  line-height: 1.8;
  margin-bottom: 16px;
  font-size: 0.97rem;
}

.about-text .btn-primary { margin-top: 12px; }

/* ===== Services ===== */
.services {
  padding: 120px 0;
  background: var(--white);
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  max-width: 900px;
  margin: 0 auto;
}

.service-card {
  position: relative;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 16px;
  padding: 40px 36px;
  transition: box-shadow 0.3s, transform 0.3s, border-color 0.3s;
}

.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: var(--gold);
}

.service-card.featured {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  border-color: var(--gold);
  color: var(--white);
}

.featured-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--gold);
  color: var(--navy);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 16px;
  border-radius: 20px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  white-space: nowrap;
}

.service-icon-wrap {
  width: 64px;
  height: 64px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}

.tax-icon { background: rgba(201,168,76,0.1); color: var(--gold); }
.invest-icon { background: rgba(201,168,76,0.15); color: var(--gold); }

.service-title {
  font-family: 'Playfair Display', serif;
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 14px;
  line-height: 1.3;
}

.service-card.featured .service-title { color: var(--white); }

.service-desc {
  font-size: 0.9rem;
  line-height: 1.7;
  color: var(--gray);
  margin-bottom: 22px;
}

.service-card.featured .service-desc { color: rgba(255,255,255,0.65); }

.service-list {
  list-style: none;
  margin-bottom: 28px;
}

.service-list li {
  font-size: 0.875rem;
  padding: 7px 0;
  border-bottom: 1px solid var(--border);
  color: var(--navy);
  display: flex;
  align-items: center;
  gap: 8px;
}

.service-card.featured .service-list li {
  border-bottom-color: rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.8);
}

.service-list li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 700;
  font-size: 0.8rem;
  flex-shrink: 0;
}

.service-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  color: var(--gold);
  font-weight: 600;
  font-size: 0.875rem;
  transition: gap 0.2s;
}

.service-link:hover { gap: 8px; }

/* ===== Why ===== */
.why {
  padding: 100px 0;
  background: var(--off-white);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  margin-top: 56px;
}

.why-item {
  background: var(--white);
  border-radius: var(--radius);
  padding: 32px 24px;
  text-align: center;
  border: 1px solid var(--border);
  transition: box-shadow 0.3s, transform 0.3s;
}

.why-item:hover {
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}

.why-icon { font-size: 2rem; margin-bottom: 16px; }

.why-item h4 {
  font-family: 'Playfair Display', serif;
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 10px;
  color: var(--navy);
}

.why-item p {
  font-size: 0.85rem;
  color: var(--gray);
  line-height: 1.7;
}

/* ===== Contact ===== */
.contact {
  padding: 120px 0;
  background: var(--white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 80px;
  align-items: start;
}

.contact-info .section-title { margin-bottom: 18px; }

.contact-body {
  color: var(--gray);
  line-height: 1.8;
  margin-bottom: 36px;
  font-size: 0.97rem;
}

.contact-details { display: flex; flex-direction: column; gap: 14px; }

.contact-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.9rem;
  color: var(--navy);
}

.contact-icon { font-size: 1.1rem; }

.contact-form {
  background: var(--off-white);
  border-radius: 16px;
  padding: 40px 36px;
  border: 1px solid var(--border);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 18px;
}

.form-group label {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  color: var(--navy);
  background: var(--white);
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  -webkit-appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.12);
}

.form-group textarea { resize: vertical; }

.btn-primary.full-width {
  width: 100%;
  text-align: center;
  padding: 14px;
  font-size: 1rem;
  cursor: pointer;
  border: none;
}

.form-success {
  display: none;
  margin-top: 14px;
  padding: 12px 16px;
  background: #dcfce7;
  color: #166534;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 500;
  text-align: center;
}

/* ===== Footer ===== */
.footer {
  background: var(--navy);
  padding: 48px 24px 32px;
}

.footer-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 24px;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 10px;
}

.footer-brand .logo-text { color: var(--white); }

.footer-vision {
  color: rgba(255,255,255,0.45);
  font-size: 0.85rem;
  font-style: italic;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.3);
}

/* ===== Tax Calculator CTA Banner ===== */
.calc-cta-banner {
  margin-top: 60px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  border-radius: 20px;
  border: 1px solid rgba(201,168,76,0.25);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.calc-cta-inner {
  display: flex;
  align-items: center;
  gap: 28px;
  padding: 36px 40px;
  flex-wrap: wrap;
}

.calc-cta-icon {
  font-size: 3rem;
  flex-shrink: 0;
  line-height: 1;
}

.calc-cta-text {
  flex: 1;
  min-width: 220px;
}

.calc-cta-text h3 {
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 8px;
}

.calc-cta-text p {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  line-height: 1.65;
}

.calc-cta-btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  padding: 14px 32px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.95rem;
  white-space: nowrap;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  box-shadow: 0 4px 16px rgba(201,168,76,0.3);
  flex-shrink: 0;
}

.calc-cta-btn:hover {
  background: var(--gold-lt);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.4);
}

/* Hero calc button highlight */
.btn-calc-hero {
  border-color: rgba(201,168,76,0.5) !important;
  color: var(--gold) !important;
}
.btn-calc-hero:hover {
  border-color: var(--gold) !important;
  color: var(--gold-lt) !important;
}

/* ===== Responsive ===== */
@media (max-width: 960px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: block; }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .about-visual { height: 280px; }
  .services-grid { grid-template-columns: 1fr; max-width: 480px; }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .calc-cta-inner { flex-direction: column; align-items: flex-start; padding: 28px 28px; }
  .calc-cta-btn { width: 100%; text-align: center; }
}

@media (max-width: 600px) {
  .trust-inner { gap: 8px; }
  .trust-divider { display: none; }
  .trust-item { padding: 10px 20px; }
  .why-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-top { flex-direction: column; align-items: flex-start; }
  .footer-bottom { flex-direction: column; }
  .contact-form { padding: 28px 20px; }
}